1BMinstituteforBusinessValuelExpertInsight2025The Voiceof the MakersCore banking modernizationand Alenterprise-wideIBM酒BIANArchitectureNetwork
How wecan helpIBMModenfiandalinstitutions demand modulaity,collaboration on a tybridcloud.AtIBM,weempoweryoutoelevatecustomerexperiences, modernize corebankinginfrastructures, pioneerinovative payment soutions,and transformenterpriseriskmanagement.LearnmorealBIANFinancialinstitutions use BIANas astarting pointto helpdefineandorganize theirIT softwareand servicesneedsina standard rationalized way around the BIAN serviceandscape. This in turn increases an organization'sagilitydustrvmodelforcreatinganarchitecturalframeworkation of softwareandservicesapabilities easier and faster throughastandard set ofThe model is supported by 250 predefinedAPIs.Learnmoreatbian.org
IntroductionOver the past decade, banks have poured resources into cloud-native core ongoingisues. They indude cost overruns. delavs, and noor RO1. with fewerthan halfofC1Osreporting substantialimprovements in fficiency, customeexperiences, orinnovation aglity These challenges highlight the urgency foastrategicshif amid rapid tech cydles andAf'swidespread adbption,orward-thinkingC1Osareletive Altospeed upsoftware,hat analyze legacy systems, extract business rules, and automate processesiresrethinking operatingmodelswithAT-intedrateda industrvstandardsto resolve application disarrayand crafting hybrid cloud strategies for modularity, scalability, and real-timecanabilities-while addressingriskaversion andsilosAs Alsurges for and meastringthsbeod ofAlacelertin, traegoalig nmen, and reslient governan ce ill distinguish hrviginstitutionsunlocking asymmetrical competitive advantages,exponential grow thand future-fit;platformsin anintensely competitive landscape,
The IBMInstitute ofBusiness Value(IBMIEV) invited executivesfrom 10 financial institutions and service providers to discustheir strategicperspectives on how banks succeed in core banking modernizationand scaling Alenterprise-vide with advanced risk management:BancolombiaBancolombiaBancolombiaBancolombiaAkbankGokhanGokcayAlvaroErnestoCamiloPiedrahitaDanielUmbertoAyalaEmanuelMedinaExecutiveViceCarmonaRuizPresident,TechnologyChiefTechnologySeniorIT DirectoreaderofLeaderofITOfficerITExcellenceCenterEngineeringPlatformDNBNubankFirstRandIntesa SanpaoloNicolaiRyghGordonLittleCaioBantiAlexandreOliveiraRitaGnuttiChefTecthnologyofficer,ExecutivepaymentsVPofRisksExecutiveDirector,ChiefRiskOfficerRetail BankCollections,AMLInternalValidatiorBrazilFraud,andComplianceandControlsNubankTDBank GroupUOBZAFINFelipeLamounierJulianaBarbySimaoVipulLalkaStuartSmithCharbelSafadiHeadofAIProductsGlobalHeadofModelHeadofInnovation,ChiefExecutiveVice President,StrategyRiskManagementExecutiveProductGroupRetailTMRWofficer0wner,DigitalServicing,CanadianPersonalBanking
Build competitive advantage by modernizingyoubankingcorewithATInnovationin bankingpresents formidable challenges forestablished institutions,constrained by client responsibilities, regulatorydemands, and the complexityofjustiyinglong-terminitiatives amidpersistenttecthnicaldebt.Tobuildtostra...
