DeutscheBankInvestorRelationsClient & Creditor OverviewDecember 2023
A strong German bank with a broad global networkAs of December31,202233%Gemany40%AmericasRegionalAPACrevenueEMEAsplit12%18%DeutscheBankHeadquarterCountrieswithout DBservicesE489bnE1.3tn58151EmployeesAssetsunderCountriesLoanbookNote:Throughoutthispresnot precisely reflesthe absolute fquesDeutscheBankQ32023
AgendaOur transformation achievementsSustainable growth -strategic evolution to 20253AppendixDeutscheBankInvestorRelationsQ32023
Ongoing progress across metrics, supported bystrong capital ratiosFY2018FY2021FY20229M2023Retumontangible3.8%(0.1)%9.4%16.3%equity(RoTE)CIR92.7%84.6%74.9%73.0%CET1ratio13.6%13.2%13.4%13.9%Leverageratio4.1%4.9%4.6%4.7%Nate for botrotesehtoside.28and29DeutscheBankClient&CreditorOverviewq32023
Revenue performance has exceeded expectationsIn CbnGroup revenue developmentAchievements28.527.2well-balanced franchise25.424.0Corporate Bank and Private Bank benefitting fromFuture revenue growth further supported by netinflows and momentuminfees and commissions(Numis acquisition and Miles & More cooperation),FY20191FY2020FY2021FY2022Q32023LTM2DeutscheBankQ3202
Better balanced franchise across divisions9M2023Net revenuesCorporateBankInvestmentBankGroup26.828.5-40% increaseinincrementall243527.728.7deals won with multinationallcontributedE2.2bnofcorporate clientsrevenuesYTD, asa part ofBestBankforCashdiversfedbusiness portiolior&17%+120bps9.031%37%10.3ManagementaswellasEmergingrecovery inO&A,ledbyDebtOriginationSMRoTEfor WesternEuropez21%5.9PrivateBankAssetManagement31%8.7心Recordrevenues?in thefirstNet inflowssupportedbyel/nine months drivenbyinterestcontinuedstrongflowsingMnetIncome10%2824Significantdepositinflows18 newproduct launches in|PrivateBanke22mn27.ApQ32022Q32023fromnewmoneycampaignsinthe third quarter, indudingInvestmentBarkGermany supportingstrong,first thematicETFsin the U.S.CorporateBarkMAssetManagementAuMflowsNate for botrotesehlr tosldes.28and29DeutscheBankQ32023
Signiticantly reduced cost/income ratio (CIR)CIR developmentAchievements108%Sianificantly reduced costs, while self-fundingtransformation and platforminvestments88%85%75%Cost trajectory continues to reflect inflationarypressures, ongoingcontrols investmentsand businesgrowth, oftset by etticiency InitiativesOngoing focus on delivering additional efficiencyimprovementsFY20191FY2020FY2021FY2022Q32023Nate for botrotesehertosldes28and28DeutscheBankQ32023
Rating upgrades confirm transformation achievementsAsof December8,2023Counterpartyobligations (eg,deposits/structured notesyderivatives/ swaps/ tradefinance obligations)20192023Moody'sInvestorsA3A1ServicesUpgradedby allrating agenciesS&PGlobalRatings'BBB+Asincethe beginningof thetransformation inFitchRatingsBBB+A2019DBRSA(high)AA(low)Nate for botrotesehertosldes28and28DeutscheBankQ3202
AgendaOur transformation achievements2Sustainablegrowth-strategicevolutionto20253AppendixDeutscheBankInvestorRelationsQ32023
Positioning as Global Hausbank enables sustainablegrowthYour Global HausbankDeepunderstandingLong-termoniented partnerthrougheveryof clientneedscycleGlobalnetworkcombinedwithlocalexpertiseDigitalchanne...
