DeutscheBankInvestorRelationsClient & Creditor OverviewJuly 2023
Our path from stabilization to industry leadershipStabilization andIndustry leadershipSustainable growthtransformation(today-2025)(2025+)(2019-2022)Strongcompetitive positioningLeading Global Hausbank based inClientcentric-setupEuropeRightsizinaandefficiencyProfitable growth and earning costofLastingshareholder value with excesscapitalreturnsDeutscheBankuly2023
AgendaOurtransformationachievementsSustainable growth -strategic evolution to 2025Focus topics4AppendixDeutscheBankInvestorRelations
Financial milestones achieved1n%FY2018FY2021FY20222022 guidanceRetum ontangible9.41(0.1)3.88equity(RoTE)CIR92.784.674.9mid to low70s13.613.213.4>12.5CET1ratioLeverageratio4.14.94.6~4.5Note:Throughout this presentation totak may not sum due to rounding dfferencecentagesmaynot preckely refledt the absolutefigures;forfootnotesrefertoslides29and30DeutscheBankuly2023
Improved revenue growth and profitabilityRevenueCAGRCIRROTE1CorPoraeEinhanc edya uepoposton, whgdba nenwak and66%11%Bankcapablifes andstrengthen ed clentfra rchise5%88%4%2018to20222021202220212022InvestmentTransformation of FIC business, with increased client7%64号9%8%activityhas delivered market share arowth63%Bank2018to20222021202220212022PrivateEstablished franchise to servechanging client needsresulting in growing business volumes and increased75%9%Bank96%(2)%efficiency2018to20222021202220212022Stronqproaress towardsestablishinaindenendantManagement17%Asset1% business platform with demonstrated resilience and62%26%2018to20222021202220212022Note: For bototeselrtosides29and.30DeutscheBank
Revenue performance has exceeded expectationsInCbnGrouprevenue developmentAchievements27.2Group revenues at e 27.2bn are 9% higher thanoriainally planned. 7%hiaher than in 201925.4-C25bnCompete to winaspiration forGrowthmorethanoffsettingfore-gone revenuesfrom discontinued businesses2022DivisionalCAGRs' of businesses above originallCompetetowin aspirationsGroup revenues per employee have grown by 16%FY2019FY2020FY2021FY 2022since 2018Note:Forbohoteselrtosides29and30DeutscheBankInvestorRelationsuly2023
Disciplined risk management with strong balancesheetFY2022CET1 ratio13.4%Strong and stable balance sheet and sound liquiditymetrics, positioned to navigate uncertaintAverageValue-at-Riske47mInvestments in risk framework, controls and technologyfacilitate timely and proactive risk management,Liquidity coverage ratio142%Close monitoring of key emerging risks, through robustmodeling, scenario analysis and consistent client dialogueNet stablefundingratio119%DeutscheBankInvestorRelations
AgendaOur transformation achievementsSustainable growth-strategic evolution to 2025Focus topicsAppendix4DeutscheBankInvestorRelations
Positioning as Global Hausbank enables sustainablegrowthYour Global HausbankDeepunderstandingLong-term onentedpartnerthrougheveryof clientneedscycleGlobalnetworkcombinedwithlocalexpertiseDigitalchannels andpersonaladviceComprehensiveandAgileorganization anticlpating future clientsophisticatedproduct suiteneedsThe prefered "firstcll partner for your finandal ne...
